Who We Are

We are your typical Middle Class family living in Suburbiaville, U.S.A. We have 2 young, school age kids, and we have lived for the most part, on one salary. We decided years ago to live life without as much debt as possible. We have discovered through the years that in order to live such a life, we must make the most out of the income we earn.

Some people think that we are "cheap" due to the financial decisions we make on a daily basis. Others think that we are simple "lucky" when it comes to money matters. Frankly my dear, we don't care about what others think about our lifestyle choices. If we were so worried about keeping up with the Jones, we would be living from paycheck to paycheck.

The decisions we make regarding finances always take into consideration time, cost, and satisfaction. We truly analyze purchases, investment opportunities, volunteer commitments, and employment to the nth degree. We realize we're not perfect and we admit that we've definitely made mistakes with our money. However, we have learned many beneficial lessons in regards to money and others should benefit from this knowledge. Think of our blog as a resource for yourself and/or your family if you are looking for ways to save money. We are more than happy to share our money saving tips and financial wisdom with you.

Most importantly, our ultimate goal for creating this blog is to create a journal for our children and their children about our family's journey to debt freedom. Our goal is to be completely debt-free in 5 years. Along the way we will encounter the joys and pains of spending, saving, giving, and investing.